Business Owners Insurance in DeLand, FL
All Florida Insurance is a leading provider of business owners insurance in DeLand, FL. If you need commercial insurance, general liability insurance, or workers comp insurance, our friendly and knowledgeable agents will compare rates with multiple carriers to find the best insurance for your business at the lowest rates. Spanish speaking insurance agents are also available. We are an independent insurance agency serving clients throughout Volusia County, including DeBary, DeLeon Springs, Deltona, Lake Helen, and Orange City.
Business Owners Insurance is a Must
In today’s highly litigious environment, business owners insurance is a must. Whether you do business online, on wheels, or in a commercial or retail location, you need to have sufficient liability coverage to not only protect your business assets, but your personal assets, as well. Even if you don’t have any employees, business liability insurance is still one of those necessary expenses of conducting business.
General Liability Insurance
General liability insurance, also known as commercial general liability insurance, provides coverage to defend a business against lawsuits that accuse them or its employee(s) of causing bodily injury or property damage to another individual or business. Some of the claims a general liability policy include a slips and falls, damage to a customer’s property, and injuries from a company vehicle accident. The insurance will also cover any judgement or settlement in a lawsuit, up to the policy coverage limits.
Workers Comp Insurance
Florida law requires any business operating in the state with four or more employees to have workers comp insurance, even if they are only part-time employees. The only exception is for construction companies which must provide workers comp for every worker, including the self-employed. Workers compensation insurance covers the medical costs and lost wages for employees that are injured while at work. The cost of worker’s comp insurance is based on your payroll costs, claims history, and number of employees.
Whether you are opening a new business or want to shop for lower workers comp insurance or business insurance rates in DeLand, our independent insurance company will help you obtain the commercial insurance policy that meets your needs with affordable monthly premiums. Visit our website or contact us at (386) 734-4400 to speak with one of our insurance agents in DeLand, FL, today! Hablamos español!